Testimonials

"I recently worked with Todd for a loan for our first home. He explained the process and always kept us up to date. He really shows dedication and compassion for his clients. Thanks again Todd!"

"Todd is very easy to talk to. He has a great deal of knowledge in financing and credit solutions. He has been great to work with. I would highly recommend Todd to anyone looking for financing."

"I have worked with Value Mortgage because i was having difficulty with a bank trying to get a good loan to refinance. Todd Kono with Value Mortgage stuck with it and finally after a time he located the loan I needed and all was successful. Thanks Todd for all your help. Rick."

"Todd is Great to work with! He goes the extra mile and then some to help ensure the Clients best interest is at the forefront at all times. I Love working with him! "

"Having been in real estate sales over the last thirty some years I've gained a pretty sharp eye for those who know their business and those that don't. Todd definitely knows his business and I recommend him with complete confidence to anyone needing mortgage assistance. He's my personal mortgage guy!!"

"I have purchased 5 homes in the last two decades and Todd Kono is by far the most proactive loan professional I have worked with. He is able to make things happen and his work ethic, integrity and knowledge gave me a great sense of confidence."

"Dear Todd, I want to thank you for your diligent and very competent work on our refinance. We are so grateful for your help. We loved re-modeling our house but the effort put us in a difficult position when the economy declined. I was at my wits end about what to do. It was so refreshing to work with someone like you who is ready to help the average home owner and get results. Thank you again. We would gladly recommend your services."

Todd Kono at Value Mortgage was great. He helped my wife and I purchase our first home. We were very weary about the home buying process but Todd Kono was there when we needed him. He worked tirelessly to get us the best rate and was always there when we had questions. There were times when our real estate agent would drag in getting paperwork in and Todd was on point to make sure things were submitted on time. When he gave us a date of closing, he made sure it happened, which alleviated our stress in the moving process into our new home.

"Todd I have been extremely pleased with your help and efficiency throughout this entire process. I am grateful for your assistance on closing day to ensure that everything occured the same day even though I requested the lower financing amounts at the table. Take care and much success to you in the future."

“When I started my construction company I always encouraged my clients to work with a lender they knew and felt comfortable with. I was always hounded by lenders wanting my business but nobody ever got my attention until I met Todd Kono. After ten years sending our clients to Todd I can honestly say that there is a big difference between lenders in the business. Some guys just “get” customer service and Todd has the energy and perseverance to get the job done. If he can’t do it he is honest and will let you know right away which is one of his most impressive attributes. Todd continues to treat each of his customers like there his first with immediate service. Our customers love him which makes us look good.”